Choose Smile Savings for Your Dental Care

HSA and FSA accounts let you pay for many health costs with pre-tax dollars. For dental care in Crown Point, IN, these funds can help you stay on schedule and control out-of-pocket spending.

Even a basic visit can come with a bill if you need extra care. Using HSA/FSA money can soften the impact and help you handle needs sooner.

Call 219-641-3422 to visit J Michael Krischke DDS.

HSAs & FSAs Made Simple

An HSA is often tied to a high-deductible health plan, and unused money can usually roll over year after year. An FSA is often offered through an employer, and many plans require you to use most funds within the plan year.

Both accounts can be used for eligible medical expenses, including many dental services. Since the money is set aside before taxes, it can stretch further than regular cash.

Cover Dental Expenses With Your Account 

Plan rules differ, but many dental items are commonly eligible when they support health and function. Keep itemized receipts and statements so you can confirm what was paid and why.

HSA/FSA funds are often used for:

  • Exams and regular cleanings
  • X-rays and diagnostic checks
  • Fillings for cavities
  • Crowns and bridges
  • Root canals and extractions
  • Gum (periodontal) treatment
  • Dentures and other restorations
  • Prescriptions connected to dental treatment

If you use a benefits debit card, save your paperwork anyway. Some plans may ask you to show documentation later.

Use Your Funds With a Game Plan

A simple plan helps you avoid rushing into choices when a tooth starts to hurt. When you line up preventive visits first, you can often reduce the chance of bigger problems later.

It also helps to look at your account balance and your plan deadline, especially for FSAs. When planning dental care in Crown Point, IN, asking for a written treatment plan can help you budget step by step.

Easy Tips to Make the Most of Your HSA/FSA

You don’t need a complicated system to stay organized. A few habits can help you use every dollar well and avoid wasted funds.

  • Check your remaining balance each month
  • Save itemized receipts in one folder
  • Schedule preventive visits early in the year
  • Time larger treatments around your plan year when possible
  • Use FSA funds sooner if your plan has a deadline

If you also have dental insurance, learn how it pairs with HSA/FSA spending. That can reduce what you pay at the front desk.

Schedule With J Michael Krischke DDS

These benefits are tools you can use to stay steady with your oral health. They can make routine care feel more manageable and less stressful.

For dental care in Crown Point, IN, schedule an appointment with J Michael Krischke DDS and use your HSA/FSA funds wisely. Call the office today to set your visit and take a practical step toward a healthier smile.

Call 219-641-3422 soon or schedule online to set up an appointment.